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Sage & Whimsy Budgets

the basics of wise money management

  • Budgeting
  • Saving
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  • Planning

Clean Slate: 3 Easy Steps to Get Ready for Saving Money

September 28, 2025 · Saving

Before you tackle Savings 101, start with a clean slate.

9 Reasons to Spend With Cash

September 1, 2025 · Debt

Woman counting cash

This post discusses nine reasons why it may be wiser to spend with cash, instead of relying on credit cards.

9 Reasons to Open a Checking Account

August 20, 2025 · Budgeting

An introduction to checking accounts and how they help you manage your money.

9 Reasons Why Personal Finance Is Challenging for Young Adults

August 2, 2025 · Planning

Nine reasons why personal finance is challenging for young adults.

Mary Angela

Welcome
My goal here is to help you start from scratch and learn the basics of wise money management. Consider this Personal Finance 101.

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